How "Single Payer" Health Insurance works
Perhaps this is not that topical, since single payer insurance is not even one of the reform options currently being debated in Congress. What is being debated, Public Option insurance shares some of the benefits of Single Payer, but really does not go far enough in reforming how we pay for medical insurance.
Nevertheless, knowledge is always a good thing, and some day your state may get the option of adopting a single payer system. Here is a great video that explains how single payer insurance works and compares it to our Corporate For Profit model that dominates the United States.